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Life Insurance


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Life Insurance Information

FARMERS NEW WORLD LIFE

There are many kinds of life insurance, but they generally fall into two categories:
Term Insurance and Permanent Insurance (Whole Life).

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term")
and generally pays a benefit only if you die during the term.  This type of insurance often makes sense when you have a
need for coverage that will disappear at a specific point in time.   For instance, you may decide that you only need coverage
until your children graduate from college or a particular debt is paid off, such as your mortgage.  Farmers
policies have a locked in rate for 10, 20 or 30 years but you may keep the policy until age 90,
the premium will just go up after the term.

In contrast, permanent insurance provides lifelong protection.
As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid.  
It is designed to last a lifetime, permanent life insurance accumulates cash value
and is priced for you to keep over a long period of time, usually until death.

It's impossible to say which type of life insurance is better because the kind of coverage
 that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes
sense for your particular situation is to meet with a qualified and licensed life insurance professional.







FARMERS NEW WORLD LIFE ALSO PROVIDES OTHER PRODUCTS CALL (775) 831-6233
TO GET PERSONALIZED SERVICE FOR LIFE INSURANCE.

 

LIFE INSURANCE QUOTE
MPEYTON@TAHOE-INSURANCE.COM

NAME BIRTHDAY
STATE AMOUNT TERM/PERMANENT YOU WILL BE CONTACTED AS QUICKLY AS POSSIBLE WITH QUOTES AND MORE INFORMATION!

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